I've never really made New Year's resolutions, but one thing my wife and I have decided to do this year is really tackle our debt and increase our retirement contributions. It'll be a tough year (or several) for a gadget junkie like me, but I'm committed (and now also in public!). I've been following a couple of personal finance blogs for a few months now, but just started digging a little deeper into the archives and tripped across this post which is nothing new to us, but is still nice to see, so I pass it on to you: Frugality in Practice: Using the Public Library.
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